Low Interest  Septic System Loans

Image courtesy of MN extension service.

$350,000 available to Cottonwood River Watershed residents with non-compliant septic systems.

$160,000 available to Redwood River Watershed residents with non-compliant septic systems.

That’s right! Just under $350,000 is available between the 5 counties located within the Cottonwood River Watershed.  Residents of Brown, Cottonwood, Lyon, Murray and Redwood Counties who are also located within the Cottonwood River Watershed are eligible to apply for a low-interest loan to upgrade an existing, non-compliant, private septic system. 

Over $160,000 is still available for 5 of the 6 counties that make up the Redwood River Watershed.  Residents of Lincoln, Lyon, Pipestone, Redwood and Yellow Medicine Counties who are also located within the Redwood River Watershed are eligible to apply for a low-interest loan to upgrade an existing, non-compliant, private septic system.

Redwood & Cottonwood River Watershed

County Money Available*
          Brown                -0-
          Cottonwood      $ 18,174.48
          Lyon            -0-
          Redwood      $248,454.71
          Murray      $  50,000.00

*As of January 1, 2016

 

These loans will be added directly to your property tax statement at a low interest rate, with loans available for 5 or 10 year terms.  Rates vary by county, call your local county environmental office for current rate information.  All monies are made available on a first-come, first-served basis.

Septic system “non-compliance” occurs when wastewater is allowed to come in contact with people or is allowed to enter the natural environment before it is rendered harmless.  Some common indicators of a “non-compliant” septic system include:

Ø       Sewage backup into a residence.

Ø       Water or sewage surfacing in the yard or nearby ditch.

Ø       Sewage odors indoors or outdoors.

Ø       High levels of nitrates or coliform bacteria in well water tests.

Ø       Frequent intestinal disorders.

Ø       Algae blooms and excessive plant growth in nearby ponds or lakes.

Septic systems can also be overloaded when the number of residents in a building increases dramatically or if average water usage is greatly increased. 

It is recommended that septic systems be pumped at least every 3 years.

* Please note, these monies are NOT available for new construction septic systems.

 

If you have questions or would like to apply, contact your local county environmental office, or call RCRCA at 507-532-1325.

For more information about septic systems from:

The Environmental Protection Agency (EPA) National Environmental Services Center University of Minnesota Water Resources Center - Information for Homeowners Minnesota Onsite Sewage Treatment Contractors Association Minnesota Extension Service - Septic System Owner's Guide State of Minnesota Law on Individual Sewage Treatment Systems (ISTS)         - Under MPCA Rules Chapter 7080.XXX         - Under MN State Statue Chapter 115.XXX

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